What Should I Do If I Can’t Make My Car Payment?

If you’re running behind on your car payments, consider taking the following steps:

• Contact your loan provider and ask for forbearance.
• See if you can refinance your loan and lower your monthly payments.
• Trade in your vehicle for a less expensive model. This can also be an option if you have negative equity on a car and can no longer afford it.
• Find someone to take over the loan.

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Keep Your Car Even If You’re Behind on Payments

The best step to take if you’re missing car payments is to contact your lender. They might be more willing to work with you than you might think. After all, they want you to keep making payments, as repossession is a headache for both you and the loan provider. They’ll also walk you through any refinancing or trade-in options you might have.

What to Do If Your Car is Repossessed

If your car does get repossessed, you still have financing options. Whether it is situational or habitual, Green Light Auto Credit specializes in helping customers with bad credit get the used car, truck, or SUV they need. Check with us to learn how to lower your monthly car payment, or fill out an application to find out how much money you can get. Any questions? Contact us to learn more.

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